Common questions

Questions

Why Chain of Deeds?

Because the believers are the asset. Chain of Deeds is the first platform of its kind: it connects your Sadaqah Jariyah not only to a project, but to the Ummah — to every believer giving alongside you. Ask which you would rather. A Sadaqah Jariyah tied to the handful of projects one person can fund in a lifetime, or one joined to a chain of potentially two billion, compounding for as long as it stands. Scattered giving does not compound. A coordinated chain does, and it turns individual intention into permanent food and water infrastructure that keeps producing long after it is built.

Is Chain of Deeds a registered charity?

Not at the moment. Chain of Deeds Ltd is a platform and a movement. Until we are registered ourselves, existing registered charities will hold the funds. They will hold and apply the money under a written agreement restricting it to this purpose and enforcing the 100% policy — every dollar to the ground, no administration deducted by any party. The $1 network fee runs the organisation, and it is the only money we keep. Universitas Mataram in Lombok is our first strategic partnership: academic research and delivery on the ground. Independent auditors will check the money and publish. Three roles, three parties. We run the network. Charities will hold the funds. Auditors will check the work. Nothing is collected until that structure exists. Until then, $1 a month.

Can I put my children in the chain?

Yes. A parent or guardian opens the membership in their own name and dedicates it to a child. You pay, you can cancel, and the chain number is issued in your child's name. We ask for a first name only — no date of birth, no contact details, no images — and we never contact your child. When they turn 16 they can take the membership into their own name and keep the same chain number and the same place in the chain. A 16 or 17 year old can also join on their own, confirming at checkout that a parent or guardian knows and agrees. Under 16, a parent holds the membership.

When does my first payment come out?

$1 today. Nothing else. Your Sadaqah is authorised on sign-up but not collected. Two conditions must be met before anything moves: the network reaches 100,000 members, and the funds sit under governed custody — held by a registered charity under a written agreement on our terms — restricting the funds to this purpose and upholding our 100% policy — or by Chain of Deeds itself once we are a registered charity with our own charity bank account. Both met, we email you seven days before the first collection. Then the same day each month, the day you registered. Cancel before it starts and nothing is ever taken.

Where will the funds be kept?

Nowhere yet. No Sadaqah is being collected. It will not be collected until the network reaches 100,000 members and the funds sit under governed custody — held by a registered charity under a written agreement on our terms — restricting the funds to this purpose and upholding our 100% policy — or by Chain of Deeds itself once we are a registered charity with our own charity bank account. Every dollar of Sadaqah reaches the ground, with no deduction for administration by any party. Until then, members pay the $1 network fee only. The governance model is being finalised.

What exactly does the $1 pay for?

Running the organisation: staff, technology, events, compliance, payment processing and independent auditing. It exists so that nothing has to be deducted from your Sadaqah Jariyah. That is what makes 100% possible.

"Don't trust us. Audit us." — what does that actually mean?

It means exactly what it says. Chain of Deeds will be independently audited every six months by an external firm, and the full results of each audit will be published for the whole network to read. Not a summary. Not the parts that flatter us. The audit. Most organisations publish figures once a year and only after they have been arranged into a shape that suits them. We think anyone asking believers for money every month should be held to a harder standard than that, so we hold ourselves to it. See Independent Auditing.

Can I cancel anytime?

Yes, at any time. Write to admin@chainofdeeds.com, or cancel from your account once member accounts are open. Cancelling stops all future payments. Payments already taken are not refunded, other than genuine errors and duplicates, which we always refund. The network fee is non-refundable from the day you pay it, because that is the day you join the network and your chain number is issued. Sadaqah Jariyah already taken has built and bought assets that belong to the communities they serve. See Refunds & Cancellation.

What currency am I charged in?

Charged in pounds in the UK, in euros in Eurozone countries and in USD everywhere else. Terms and conditions apply.

Where does the first deployment happen?

South Lombok, Indonesia, in partnership with Universitas Mataram (UNRAM) and the Office of the Governor of West Nusa Tenggara. The work centres on rain capture, embung storage, recharge wells and dryland crop production.